Finantseerimine

If you would like to use bank finance, please contact bank representatives.
Erik Aunapuu
+372 684 6133
erik.aunapuu@lhv.ee
Juho Laurits
Tel: 524 0815
juho.laurits@luminorgroup.com
Jelena Derlõš
888 3272
jelena.derlos@swedbank.ee

Typical example of total cost of housing loan

For example, by taking a housing loan in the sum of 30 000 euros, with unfixed loan interest 3.0% a year, loan period with monthly repayment is 360 months and agreement fee 300

euros, the preliminary credit rate of return is 3.12% a year, total cost of credit is 15 833.24 euros and the total sum of payments to repay credit and total cost of credit is 45 833.24

euros. The loan collateral must be insured for the duration of the loan period, but the amount of insurance costs depends on the insurance provider and insurance terms and conditions

the loan recipient chooses and is therefore not known to the loan provider. The loan recipient will pay the state fee and notary`s fee to post the collateral, which are not known to the loan

provider. The loan recipient will pay the collateral valuation fee, the amount of which depends on the real estate appraiser and is therefore not known to the loan provider.